How Our Legal Framework Works
padi155 operates under terms designed to be clear and enforceable within the regions where access is permitted under local law. When you create an account, you confirm you meet the eligibility requirements that apply in your location. We do not extend service where local regulation prohibits
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it — if your region is not supported, account creation will not proceed. All transactions processed through DANA, OVO, or GoPay are subject to the same account-level terms as any other deposit method; the payment rail does not change the obligations attached to your account. We
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store your account and transaction records in line with our data retention policy, and we do not share your personal data with third parties outside of what is required to process your wallet transactions or comply with applicable legal requests. Any changes to these terms will
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be posted on this page before they take effect. Continuing to use your account after a change is posted means you accept the updated terms. If you disagree with any revision, the correct action is to stop using the platform and submit a closure request via
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our support channel. Indonesia-based users who access the platform via mobile — including through a GoPay-linked account — are subject to the same terms as desktop users.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.